20902 ZIP Code — Silver Spring, MD
Montgomery County, Maryland
ZIP code 20902 is located in Silver Spring, Maryland, within Montgomery County. It covers approximately 7.56 square miles and serves a population of 53,308 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301/240.
About ZIP code 20902
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $486,300. Owner-occupancy sits near the national average at 64%.
The gap between median ($105,677) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.
Educational attainment is high — 45% of residents hold a bachelor's degree or higher, well above the national average of 33%.
53,308
population
7.56
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
20902 ZIP code map
Cities in ZIP code 20902
Below are the cities the US Postal Service accepts for ZIP code 20902. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Silver Spring | Acceptable |
| Silver Spring | Preferred |
Nearby ZIP codes
20895 Kensington (2.2 mi)
20901 Silver Spring (2.3 mi)
20910 Silver Spring (2.7 mi)
20906 Silver Spring (3.1 mi)
20993 Silver Spring (3.2 mi)
20897 Suburb Maryland Fac (3.3 mi)
20997 Silver Spring (3.4 mi)
20904 Silver Spring (3.8 mi)
20903 Silver Spring (3.9 mi)
20814 Bethesda (4 mi)
20511 Washington (4.2 mi)
20852 Rockville (4.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 53,308 |
| Population density | 7,051 / sq mi |
| State FIPS | 24 |
| County FIPS | 031 |
| Geography | |
|---|---|
| Land area | 7.56 sq mi |
| Water area | 0.04 sq mi |
| Latitude | 39.0411 |
| Longitude | -77.0450 |
| Timezone | Eastern (ET) |
| Area code | 301/240 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 24.3% | 20.6% | 28.2% |
| $50k – $100k | 29.7% | 24.2% | 28.2% |
| $100k – $200k | 32.3% | 31.9% | 30.1% |
| Over $200k | 13.7% | 23.3% | 13.4% |
Demographics & statistics
53,308
Population
7,051
People per sq mi
36.4
Median age
$105,677
Median household income
$47,137
Per capita income
$486,300
Median home value
$2,002
Median monthly rent
64.0%
Home ownership
10.2%
Poverty rate
4.9%
Unemployment
12,368
Housing units
45.4%
Bachelor's or higher
Age distribution
Male
Female
1,754
Under 5
1,769
1,952
5–9
1,967
1,994
10–14
2,010
1,585
15–19
1,598
1,472
20–24
1,484
3,968
25–34
4,001
3,907
35–44
3,938
3,260
45–54
3,286
1,541
55–59
1,554
1,553
60–64
1,565
2,160
65–74
2,178
836
75–84
843
564
85+
569
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 13,488 | 25.3% |
| 18 and over | 39,820 | 74.7% |
| 65 and over | 7,150 | 13.4% |
| Median age | 36.4 years | |
Race & ethnicity
White
28.1%
Hispanic or Latino
25.1%
Other race
21.8%
Black or African American
13.4%
Asian
5.8%
Two or more races
5.2%
American Indian / Alaska Native
0.6%
| Group | Count | % |
|---|---|---|
| White | 19,989 | 28.1% |
| Hispanic or Latino | 17,861 | 25.1% |
| Other race | 15,499 | 21.8% |
| Black or African American | 9,548 | 13.4% |
| Asian | 4,135 | 5.8% |
| Two or more races | 3,715 | 5.2% |
| American Indian / Alaska Native | 405 | 0.6% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 24.3% | 20.6% | 28.2% |
| $50k – $100k | 29.7% | 24.2% | 28.2% |
| $100k – $200k | 32.3% | 31.9% | 30.1% |
| Over $200k | 13.7% | 23.3% | 13.4% |
Under $10k
3.2%
$10k–$15k
3.0%
$15k–$25k
3.8%
$25k–$35k
3.6%
$35k–$50k
6.2%
$50k–$75k
12.8%
$75k–$100k
13.2%
$100k–$150k
21.6%
$150k–$200k
14.0%
$200k+
18.7%
| Range | % of households |
|---|---|
| Under $10k | 3.2% |
| $10k–$15k | 3.0% |
| $15k–$25k | 3.8% |
| $25k–$35k | 3.6% |
| $35k–$50k | 6.2% |
| $50k–$75k | 12.8% |
| $75k–$100k | 13.2% |
| $100k–$150k | 21.6% |
| $150k–$200k | 14.0% |
| $200k+ | 18.7% |
| Median income | $105,677 |
Housing
Home values
Under $50k
0.9%
$50k–$100k
0.5%
$100k–$150k
2.0%
$150k–$200k
3.1%
$200k–$300k
6.8%
$300k–$500k
40.3%
$500k–$1M
45.5%
$1M+
1.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $486,300 |
| Median rent / month | $2,002 |
| Owner occupied | 64.0% |
| Renter occupied | 36.0% |
| Vacant | 5.4% |
| Single-family detached | 53.3% |
| Large apartment buildings | 18.9% |
| Mobile homes | 0.1% |
| Median rooms | 6.2 |
| Avg household size (owned) | 2.96 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 8.4% |
| 2000–2009 | 7.8% |
| 1990–1999 | 3.5% |
| 1980–1989 | 7.1% |
| 1970–1979 | 7.5% |
| 1960–1969 | 19.8% |
| 1950–1959 | 31.1% |
| 1940–1949 | 12.9% |
| 1939 or earlier | 1.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.3% |
| 1 bedroom | 12.8% |
| 2 bedrooms | 19.3% |
| 3 bedrooms | 33.3% |
| 4 bedrooms | 22.3% |
| 5+ bedrooms | 10.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 11.0% |
| 1 vehicle | 33.3% |
| 2 vehicles | 37.7% |
| 3 or more | 18.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 59.1% |
| Electricity | 36.0% |
| Propane / LP gas | 1.0% |
| Fuel oil | 1.4% |
| Solar | 1.8% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,782 | 49.4% |
| Cohabiting couple | 1,066 | 6.0% |
| Male householder, no spouse | 3,125 | 17.6% |
| Female householder, no spouse | 4,788 | 27.0% |
| Households with children under 18 | 6,921 | 39.0% |
| Households with seniors (65+) | 4,758 | 26.8% |
| Average household size | 2.97 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.7% | 35.3% |
| Married | 49.1% | 47.2% |
| Separated | 1.9% | 1.9% |
| Widowed | 1.3% | 5.5% |
| Divorced | 7.0% | 10.1% |
Education
Less than 9th grade
9.8%
Some HS, no diploma
8.1%
HS graduate
16.2%
Some college, no degree
15.8%
Associate's degree
4.6%
Bachelor's degree
21.6%
Graduate / professional
23.8%
| Metric | % |
|---|---|
| HS diploma or higher | 82.1% |
| Bachelor's or higher | 45.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 1,064 | 7.4% |
| Kindergarten | 732 | 5.1% |
| Elementary school | 6,592 | 45.7% |
| High school | 2,862 | 19.8% |
| College / grad school | 3,177 | 22.0% |
Employment
Industry of employment
Education & healthcare
21.6%
Professional & management
19.8%
Public administration
10.3%
Construction
9.9%
Arts, food & hospitality
9.9%
Retail trade
8.1%
Other services
7.1%
Finance & real estate
4.1%
Transportation & utilities
3.4%
Information
2.2%
Manufacturing
2.0%
Wholesale trade
1.3%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 46.0% |
| Service | 21.2% |
| Sales & office | 14.8% |
| Natural resources & construction | 10.4% |
| Production & transportation | 7.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 72.8% |
| Government | 19.2% |
| Self-employed | 7.8% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 57.3% |
| Carpool | 11.1% |
| Public transit | 13.5% |
| Walk | 1.1% |
| Work from home | 15.5% |
| Other means | 1.4% |
| Avg commute (minutes) | 33.8 |
Poverty
All people
10.2%
Under 18 years
14.8%
18 and over
8.6%
Married-couple families
3.3%
Female-led households
19.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 24.8% |
| Retirement income | 18.6% |
| Supplemental Security | 3.6% |
| Cash public assistance | 2.0% |
| Food stamps / SNAP | 10.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 23.5% |
| High blood pressure | 27.3% |
| High cholesterol | 31.2% |
| Diabetes | 8.6% |
| Heart disease | 4.5% |
| Stroke | 2.4% |
| Asthma | 8.4% |
| Arthritis | 17.5% |
| Kidney disease | 2.4% |
| Pulmonary disease | 4.2% |
| Cancer | 5.1% |
| Behavior / access | % |
|---|---|
| Smoking | 10.7% |
| Binge drinking | 13.1% |
| No physical activity | 19.9% |
| Less than 7 hrs sleep | 31.2% |
| Depression | 15.9% |
| Fair or poor health | 11.4% |
| Poor mental health | 12.4% |
| Poor physical health | 7.1% |
| No health insurance | 17.0% |
| Visited doctor (checkup) | 71.3% |
| Visited dentist | 64.2% |
| Cholesterol screening | 91.5% |
| Teeth loss | 9.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,599 | 4.0% |
| Disability | % |
|---|---|
| Any disability | 7.6% |
| Under 18 | 2.8% |
| 18–64 years | 6.2% |
| 65 and over | 24.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 65.7% |
| Public insurance | 31.8% |
| No insurance | 12.1% |
| Uninsured under 19 | 4.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 49,785 | 93.4% |
| Spanish | 9,333 | 18.7% |
| Other Indo-European | 6,845 | 13.7% |
| Asian & Pacific Islander | 452 | 0.9% |
| Other languages | 1,358 | 2.7% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 34,003 | 63.8% |
| Born in same state | 33,310 | 62.5% |
| Born in different state | 14,156 | 26.6% |
| Foreign born | 693 | 1.3% |
| Naturalized citizen | 19,305 | 36.2% |
| Not a US citizen | 9,332 | 48.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,904 | 5.4% |
| French | 2,678 | 5% |
| Arab | 1,365 | 2.6% |
| Polish | 219 | 0.4% |
| English | 174 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 173 | 0.3% |
| Norwegian | 156 | 0.3% |
| Dutch | 118 | 0.2% |
| German | 82 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 33.3% |
| Internet access | 96.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 20902
What part of Silver Spring is ZIP code 20902?
ZIP code 20902 covers a portion of Silver Spring, Maryland, within Montgomery County.
What county is ZIP code 20902 in?
ZIP code 20902 falls within Montgomery County, Maryland.
How educated is the population of ZIP code 20902?
45% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 20902?
The median home value in ZIP code 20902 is $486,300.
What is the median household income in ZIP code 20902?
The median household income in ZIP code 20902 is $105,677, above the national median of ~$75,000.
What is the population of ZIP code 20902?
ZIP code 20902 has an estimated population of 53,308 residents, with a density of 7,048 people per square mile.
What timezone is ZIP code 20902 in?
ZIP code 20902 observes the EST timezone.